Important Notice
By accessing and using Payzon India's platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.
1Agreement to Terms
These Terms and Conditions constitute a legally binding agreement between you (whether personally or on behalf of an entity) and Payzon India ("Company", "we", "us", or "our"), concerning your access to and use of our website, mobile application, and any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Platform").
By Accessing the Platform, You Agree That:
- You have read, understood, and agree to be bound by all Terms and Conditions
- You accept any supplemental terms that may be posted on the Platform
- You acknowledge our right to modify these terms at any time
We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of these Terms and Conditions.
These Terms Apply to All Services and Products:
2Intellectual Property Rights
Unless otherwise indicated, the Platform is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Platform (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.
These are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of India, international copyright laws, and international conventions.
Content Usage Restrictions:
The Content and Marks are provided "AS IS" for your information and personal use only. No part of the Platform may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.
Ownership of Client Work Products
Upon full payment for services rendered, ownership of deliverables as specified in the service agreement shall transfer to the client. However, Payzon India retains the right to:
- âShowcase completed work in portfolios and marketing materials unless explicitly restricted by written agreement
- âUse project knowledge and experience gained for future projects
- âRetain copies of work for archival and reference purposes
â ī¸ Any pre-existing intellectual property, tools, frameworks, or methodologies used by Payzon India in the course of providing services shall remain the exclusive property of Payzon India.
3User Representations and Registration
By using the Platform, you represent and warrant that:
đAccount Security
You are responsible for maintaining the confidentiality of your account and password, including restricting access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account.
⥠You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
We reserve the right to remove, reclaim, or change a username you select if we determine it is inappropriate, obscene, or otherwise objectionable.
4Prohibited Activities
You may not access or use the Platform for any purpose other than that for which we make it available. The Platform may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us.
As a user of the Platform, you agree NOT to:
5Products and Services
We make every effort to display as accurately as possible the colors, features, specifications, and details of the products and services available on the Platform. However, we do not guarantee that the colors, features, specifications, and details will be accurate, complete, reliable, current, or free of other errors.
đĻProduct Availability
All products and services are subject to availability. We cannot guarantee items will be in stock and reserve the right to discontinue any products at any time.
đ°Pricing Policy
Prices for all products and services are subject to change without notice. We reserve the right to modify or discontinue pricing at any time.
đŧService Deliverables
For professional services (IT Services, Cyber Security, Digital Marketing, Finance Audit), specific deliverables, timelines, and scope of work will be outlined in a separate service agreement or statement of work.
âšī¸ Product descriptions are provided in good faith, but we do not warrant they are accurate, complete, reliable, current, or error-free.
6Purchases and Payment
đŗAccepted Payment Methods
You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Platform.
đĩ Pricing Information
All prices are quoted in Indian Rupees (INR) unless otherwise specified. Prices are subject to change without notice.
Payment Terms for Services
IT Services & Cyber Security
30-50% advance payment, remainder upon completion
Digital Marketing
Monthly advance payment for retainer services
Skills Development Programs
Full payment before program commencement
Finance Audit Services
50% advance, 50% upon completion
Late Payment Policy
If payment is not received by the due date, we reserve the right to charge interest at 2% per month on overdue amounts and suspend services until payment is received.
7Shipping and Delivery
All orders are subject to product availability. We will inform you as soon as possible if the product you have ordered is not available.
đShipping Methods
Standard Shipping
5-7 business days
Express Shipping
2-3 business days
Same-Day Delivery
Available in select cities
đ Delivery Address
You must provide a complete and accurate delivery address. We are not responsible for orders delivered to incorrect addresses provided by you.
â ī¸ Risk of Loss
The risk of loss and title for items pass to you upon our delivery to the carrier.
đ International Shipping
For international orders, customers are responsible for all customs duties, taxes, and import fees.
8Return and Refund Policy
Please review our comprehensive Refund and Cancellation Policy for detailed information regarding returns, refunds, and cancellations for all our products and services.
General Return Guidelines
Original Condition
Items must be returned with all tags and packaging intact
Timeframe
Returns must be initiated within specified timeframe
Proof of Purchase
Receipt or invoice required for all returns
Custom Items
Personalized items are generally non-returnable
9User Data and Privacy
We will maintain certain data that you transmit to the Platform for managing its performance. Although we perform regular routine backups, you are solely responsible for all data you transmit.
â ī¸ You agree that we shall have no liability to you for any loss or corruption of data, and you hereby waive any right of action against us arising from any such loss or corruption.
đData Collection and Use
We collect and use your personal information in accordance with our Privacy Policy. By using the Platform, you consent to such processing.
đĒCookies
The Platform uses cookies and similar tracking technologies to improve your browsing experience, analyze site traffic, and personalize content.
10Disclaimers and Warranties
THE PLATFORM IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS.
You agree that your use of the Platform will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied.
We make no warranties about the accuracy or completeness of the Platform's content and assume no liability for:
Service-Specific Disclaimers:
11Limitation of Liability
IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES.
This includes lost profit, lost revenue, or loss of data.
Our liability to you for any cause whatsoever will at all times be limited to the amount paid by you to us during the six (6) month period prior to any cause of action arising.
Specific Limitations
Not liable for business losses including loss of profits or revenue
Not liable for indirect or consequential losses
Not liable for losses caused by events beyond our control
Not liable for damage caused by viruses or cyber attacks
12Indemnification
You agree to defend, indemnify, and hold us harmless from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of:
We reserve the right to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims.
13User-Generated Content
The Platform may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality. You agree that any content you submit may be used by us in accordance with our Privacy Policy.
By posting content, you grant us:
- A non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, perform, display, and distribute such content
- The right to sublicense such content to third parties
You represent and warrant that:
- âYou own or control all rights to the content you post
- âThe content is accurate and not misleading
- âUse and posting of the content does not violate these Terms
14Third-Party Websites and Content
The Platform may contain links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties.
We are not responsible for:
Your interactions with Third-Party Websites are solely between you and such third parties.
15Termination
These Terms and Conditions shall remain in full force and effect while you use the Platform. We may suspend or terminate your rights to use the Platform at any time for any reason, including:
Upon Termination:
- âĸYour right to use the Platform will cease immediately
- âĸWe may delete your account and all associated data
- âĸAll provisions which should survive termination shall survive
16Governing Law and Dispute Resolution
âī¸Governing Law
These Terms shall be governed by and defined following the laws of India. Payzon India and yourself irrevocably consent that the courts of Bhopal, Madhya Pradesh shall have exclusive jurisdiction to resolve any dispute arising from these Terms.
đ¤ Dispute Resolution
In the event of any dispute arising out of or relating to these Terms, the parties agree to first attempt to resolve the matter through good faith negotiations.
If the dispute cannot be resolved through negotiation within 30 days, either party may initiate formal legal proceedings in the courts of Bhopal, Madhya Pradesh.
17Modifications and Updates
We reserve the right to modify, update, or discontinue these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting to the Platform.
đ Your Responsibility
It is your responsibility to review these Terms periodically for changes. Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes.
If you do not agree to the modified terms, you must discontinue use of the Platform.
Last Updated: December 29, 2025
Effective Date: December 29, 2025
18Contact Information
If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact us:
legal@payzonindia.com
Phone
+91 XXX XXX XXXX
Address
Payzon India
Bhopal, Madhya Pradesh, India
Business Hours: Monday - Friday, 9:00 AM - 6:00 PM IST
We aim to respond to all inquiries within 24-48 business hours.
Acknowledgment of Terms
By using our Platform, you acknowledge that you have read these Terms and Conditions and agree to be bound by them. These Terms constitute the entire agreement between you and Payzon India regarding your use of the Platform.
Thank you for taking the time to read our Terms and Conditions. We're committed to providing you with excellent service while protecting both your rights and ours.

