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PAYZONINDIA
Private Limited
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Terms and Conditions

Please read these terms carefully before using our services or purchasing our products.

Effective Date: December 29, 2025

Important Notice

By accessing and using Payzon India's platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.

1Agreement to Terms

These Terms and Conditions constitute a legally binding agreement between you (whether personally or on behalf of an entity) and Payzon India ("Company", "we", "us", or "our"), concerning your access to and use of our website, mobile application, and any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Platform").

By Accessing the Platform, You Agree That:

  • You have read, understood, and agree to be bound by all Terms and Conditions
  • You accept any supplemental terms that may be posted on the Platform
  • You acknowledge our right to modify these terms at any time

We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of these Terms and Conditions.

These Terms Apply to All Services and Products:

IT Services (Software, Web Development, Technical Consulting)
Cyber Security Solutions and Services
Digital Marketing (SEO, Social Media, Content)
Skills Development Programs and Training
Finance Audit and Investor Programs
E-commerce Products (Toys, Jewellery, Clothing, Electronics)
Organic Products (Spices, Vegetables, Farming)
Divine Industries Religious Products
Social Welfare Initiatives and Programs

2Intellectual Property Rights

Unless otherwise indicated, the Platform is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Platform (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

These are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of India, international copyright laws, and international conventions.

Content Usage Restrictions:

The Content and Marks are provided "AS IS" for your information and personal use only. No part of the Platform may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

Ownership of Client Work Products

Upon full payment for services rendered, ownership of deliverables as specified in the service agreement shall transfer to the client. However, Payzon India retains the right to:

  • ✓Showcase completed work in portfolios and marketing materials unless explicitly restricted by written agreement
  • ✓Use project knowledge and experience gained for future projects
  • ✓Retain copies of work for archival and reference purposes

âš ī¸ Any pre-existing intellectual property, tools, frameworks, or methodologies used by Payzon India in the course of providing services shall remain the exclusive property of Payzon India.

3User Representations and Registration

By using the Platform, you represent and warrant that:

1All registration information you submit will be true, accurate, current, and complete
2You will maintain the accuracy of such information and promptly update it as necessary
3You have the legal capacity and agree to comply with these Terms and Conditions
4You are not a minor, or if a minor, you have received parental permission to use the Platform
5You will not access the Platform through automated or non-human means
6You will not use the Platform for any illegal or unauthorized purpose
7Your use of the Platform will not violate any applicable law or regulation

🔐Account Security

You are responsible for maintaining the confidentiality of your account and password, including restricting access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account.

⚡ You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

We reserve the right to remove, reclaim, or change a username you select if we determine it is inappropriate, obscene, or otherwise objectionable.

4Prohibited Activities

You may not access or use the Platform for any purpose other than that for which we make it available. The Platform may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us.

As a user of the Platform, you agree NOT to:

đŸšĢSystematically retrieve data to create compilations or databases
📧Make unauthorized use including collecting emails for spam
🔒Circumvent or disable security-related features
🔗Engage in unauthorized framing or linking
🎭Trick, defraud, or mislead us or other users
❌Make improper use of support services
🤖Use automated systems like bots or scripts
âš ī¸Interfere with or create undue burden on the Platform
👤Attempt to impersonate another user
đŸ’ŧSell or transfer your profile
😡Harass, abuse, or harm another person
🔧Decompile or reverse engineer our software
😠Harass our employees or agents
đŸĻ Upload viruses or malicious code
âš–ī¸Use the Platform inconsistent with laws

5Products and Services

We make every effort to display as accurately as possible the colors, features, specifications, and details of the products and services available on the Platform. However, we do not guarantee that the colors, features, specifications, and details will be accurate, complete, reliable, current, or free of other errors.

đŸ“ĻProduct Availability

All products and services are subject to availability. We cannot guarantee items will be in stock and reserve the right to discontinue any products at any time.

💰Pricing Policy

Prices for all products and services are subject to change without notice. We reserve the right to modify or discontinue pricing at any time.

đŸ’ŧService Deliverables

For professional services (IT Services, Cyber Security, Digital Marketing, Finance Audit), specific deliverables, timelines, and scope of work will be outlined in a separate service agreement or statement of work.

â„šī¸ Product descriptions are provided in good faith, but we do not warrant they are accurate, complete, reliable, current, or error-free.

6Purchases and Payment

đŸ’ŗAccepted Payment Methods

Credit Cards (Visa, Mastercard, Amex, RuPay)
Debit Cards
UPI (Unified Payments Interface)
Net Banking
Digital Wallets (Paytm, PhonePe, Google Pay)
Bank Transfer (for large projects)

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Platform.

đŸ’ĩ Pricing Information

All prices are quoted in Indian Rupees (INR) unless otherwise specified. Prices are subject to change without notice.

Payment Terms for Services

IT Services & Cyber Security

30-50% advance payment, remainder upon completion

Digital Marketing

Monthly advance payment for retainer services

Skills Development Programs

Full payment before program commencement

Finance Audit Services

50% advance, 50% upon completion

Late Payment Policy

If payment is not received by the due date, we reserve the right to charge interest at 2% per month on overdue amounts and suspend services until payment is received.

7Shipping and Delivery

All orders are subject to product availability. We will inform you as soon as possible if the product you have ordered is not available.

🚚Shipping Methods

đŸ“Ļ

Standard Shipping

5-7 business days

⚡

Express Shipping

2-3 business days

🚀

Same-Day Delivery

Available in select cities

📍 Delivery Address

You must provide a complete and accurate delivery address. We are not responsible for orders delivered to incorrect addresses provided by you.

âš ī¸ Risk of Loss

The risk of loss and title for items pass to you upon our delivery to the carrier.

🌍 International Shipping

For international orders, customers are responsible for all customs duties, taxes, and import fees.

8Return and Refund Policy

Please review our comprehensive Refund and Cancellation Policy for detailed information regarding returns, refunds, and cancellations for all our products and services.

General Return Guidelines

đŸ“Ļ
Original Condition

Items must be returned with all tags and packaging intact

⏰
Timeframe

Returns must be initiated within specified timeframe

🧾
Proof of Purchase

Receipt or invoice required for all returns

âœī¸
Custom Items

Personalized items are generally non-returnable

9User Data and Privacy

We will maintain certain data that you transmit to the Platform for managing its performance. Although we perform regular routine backups, you are solely responsible for all data you transmit.

âš ī¸ You agree that we shall have no liability to you for any loss or corruption of data, and you hereby waive any right of action against us arising from any such loss or corruption.

🔒Data Collection and Use

We collect and use your personal information in accordance with our Privacy Policy. By using the Platform, you consent to such processing.

đŸĒCookies

The Platform uses cookies and similar tracking technologies to improve your browsing experience, analyze site traffic, and personalize content.

10Disclaimers and Warranties

THE PLATFORM IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS.

You agree that your use of the Platform will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied.

We make no warranties about the accuracy or completeness of the Platform's content and assume no liability for:

1Errors, mistakes, or inaccuracies of content
2Personal injury or property damage resulting from your access
3Any unauthorized access to our secure servers
4Any interruption or cessation of transmission
5Any bugs, viruses, or trojan horses transmitted through the Platform

Service-Specific Disclaimers:

🔐
Cyber Security: We cannot guarantee absolute security against all cyber threats
📊
Digital Marketing: Results may vary and are not guaranteed
đŸ’ŧ
Finance Audit: Does not guarantee financial success
💰
Investor Programs: All investments carry risk

11Limitation of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES.

This includes lost profit, lost revenue, or loss of data.

Our liability to you for any cause whatsoever will at all times be limited to the amount paid by you to us during the six (6) month period prior to any cause of action arising.

Specific Limitations

📉

Not liable for business losses including loss of profits or revenue

🔄

Not liable for indirect or consequential losses

đŸŒĒī¸

Not liable for losses caused by events beyond our control

đŸĻ 

Not liable for damage caused by viruses or cyber attacks

12Indemnification

You agree to defend, indemnify, and hold us harmless from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of:

1Your use of the Platform
2Breach of these Terms and Conditions
3Any breach of your representations and warranties
4Your violation of the rights of a third party, including intellectual property rights
5Any harmful act toward any other user with whom you connected via the Platform

We reserve the right to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims.

13User-Generated Content

The Platform may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality. You agree that any content you submit may be used by us in accordance with our Privacy Policy.

By posting content, you grant us:

  • A non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, perform, display, and distribute such content
  • The right to sublicense such content to third parties

You represent and warrant that:

  • ✓You own or control all rights to the content you post
  • ✓The content is accurate and not misleading
  • ✓Use and posting of the content does not violate these Terms

14Third-Party Websites and Content

The Platform may contain links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties.

We are not responsible for:

Accuracy or legality of Third-Party content
Any damages from your use of Third-Party Websites
Privacy practices of Third-Party Websites
Products or services offered by third parties

Your interactions with Third-Party Websites are solely between you and such third parties.

15Termination

These Terms and Conditions shall remain in full force and effect while you use the Platform. We may suspend or terminate your rights to use the Platform at any time for any reason, including:

âš ī¸Violation of these Terms and Conditions
👮Requests by law enforcement or government agencies
🔧Discontinuance or modification of the Platform
🔒Unexpected technical or security issues
💤Extended periods of inactivity
đŸšĢEngagement in fraudulent or illegal activities

Upon Termination:

  • â€ĸYour right to use the Platform will cease immediately
  • â€ĸWe may delete your account and all associated data
  • â€ĸAll provisions which should survive termination shall survive

16Governing Law and Dispute Resolution

âš–ī¸Governing Law

These Terms shall be governed by and defined following the laws of India. Payzon India and yourself irrevocably consent that the courts of Bhopal, Madhya Pradesh shall have exclusive jurisdiction to resolve any dispute arising from these Terms.

🤝 Dispute Resolution

In the event of any dispute arising out of or relating to these Terms, the parties agree to first attempt to resolve the matter through good faith negotiations.

If the dispute cannot be resolved through negotiation within 30 days, either party may initiate formal legal proceedings in the courts of Bhopal, Madhya Pradesh.

17Modifications and Updates

We reserve the right to modify, update, or discontinue these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting to the Platform.

📝 Your Responsibility

It is your responsibility to review these Terms periodically for changes. Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes.

If you do not agree to the modified terms, you must discontinue use of the Platform.

Last Updated: December 29, 2025
Effective Date: December 29, 2025

18Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact us:

Email

legal@payzonindia.com

Phone

+91 XXX XXX XXXX

Address

Payzon India
Bhopal, Madhya Pradesh, India

Business Hours: Monday - Friday, 9:00 AM - 6:00 PM IST
We aim to respond to all inquiries within 24-48 business hours.

Acknowledgment of Terms

By using our Platform, you acknowledge that you have read these Terms and Conditions and agree to be bound by them. These Terms constitute the entire agreement between you and Payzon India regarding your use of the Platform.

Thank you for taking the time to read our Terms and Conditions. We're committed to providing you with excellent service while protecting both your rights and ours.